Greece’s parliament has approved a Greece crypto tax framework that puts a 10% charge on capital gains from digital assets and a separate 15% levy on income from staking, crypto lending and DeFi – all effective January 1, 2027.
The vote ends months of rate speculation and gives Greek-tax-resident holders a concrete number to plan around. It also gives Europe another data point in the slow grind from wild-west arithmetic to ordinary taxation.
What the Greece crypto tax actually charges
Capital gains from selling crypto fall at 10%, with annual net gains of EUR 500 or less exempt per individual. Qualifying losses above EUR 500 can be carried forward for five years to offset future gains – the sort of detail accountants read twice and traders pretend to understand.
Income from staking rewards, crypto lending and providing liquidity to DeFi protocols is classified as interest income under Article 40 of the Income Tax Code and taxed at 15%. The message to validators and LPs is clear: the reward economy now files like a savings account.
Amnesty window for early birds
Investors who sold crypto before the rules apply, plus earlier lending and staking income, get a 12-month window to declare without late-filing penalties, beginning when the law is published in the Government Gazette. One open question remains: the treatment of crypto-to-crypto swaps. One reading says swaps create no taxable gain; parliament’s Scientific Service flagged the language as ambiguous, and administrative guidance is still pending.
Loss carryforwards, the EUR 500 exemption and the amnesty window soften the landing. What traders get in return is certainty – the rarest token in European crypto.
