Live UAE dirham (AED) exchange rates, updated hourly: US dollar, Tether (USDT), euro, pound, Indian rupee, Pakistani rupee and Philippine peso — the currencies that matter most for money moving in and out of the Emirates, on both traditional and crypto rails.
AED exchange rates today
| Currency | 1 unit in AED | 1 AED buys |
|---|---|---|
| US Dollar (USD) | AED 3.6725 | 0.2723 USD |
| Tether (USDT) | AED 3.6694 | 0.2725 USDT |
| Euro (EUR) | AED 4.2047 | 0.2378 EUR |
| British Pound (GBP) | AED 4.9477 | 0.2021 GBP |
| Indian Rupee (INR) | AED 0.0381 | 26.2299 INR |
| Pakistani Rupee (PKR) | AED 0.0132 | 75.7413 PKR |
| Philippine Peso (PHP) | AED 0.0595 | 16.8023 PHP |
Mid-market reference rates · Last updated: 16 Jul 2026, 12:13 GST · USDT rate reflects its live market price vs USD
The dirham peg: why USD to AED never moves
The UAE dirham has been pegged to the US dollar at 3.6725 since 1997, maintained by the Central Bank of the UAE. That makes USD/AED one of the most stable currency pairs in the world — and it means every other AED rate on this page moves only because the other currency moves against the dollar.
USDT: the digital dollar rail
Tether (USDT) has become the de facto digital dollar for cross-border transfers in much of the world. Because USDT usually trades within a fraction of a cent of the dollar, its AED rate tracks the peg closely — but it settles in minutes on-chain rather than days through correspondent banking. Our table shows USDT’s live market rate rather than assuming a perfect 1:1, so you can see any premium or discount. For how stablecoins are regulated in the UAE, see our crypto regulation guide.
Remittances: the UAE’s money corridors
The UAE is one of the world’s largest remittance-sending countries, with major corridors to India, Pakistan and the Philippines. If you’re sending money home, the mid-market rates above are your benchmark — exchange houses and banks add a margin plus fees on top, and stablecoin rails are increasingly competing with both. Compare the rate you’re offered against this table before you transfer.
Methodology
Fiat rates are mid-market reference rates from open exchange-rate data, refreshed hourly. The USDT rate combines its live market price against the dollar with the AED rate. These are reference rates for information — the rate you receive at an exchange house, bank or trading venue will differ.
Frequently asked questions
What is 1 USD to AED today?
1 US dollar equals AED 3.6725 — the rate is fixed by the central bank peg, so it does not fluctuate day to day.
Is USDT the same rate as USD in the UAE?
Almost — USDT aims to track the dollar 1:1, but its market price can drift slightly. The live table above shows the actual USDT/AED rate including any deviation.
What is the best AED to INR rate for remittances?
The mid-market rate in the table is the theoretical best. Exchange houses typically offer slightly less; comparing two or three providers against this benchmark usually saves more than timing the market.
Why is the dirham pegged to the dollar?
The peg gives the UAE monetary stability for trade and investment, since oil and most international commerce are priced in dollars. It has held unchanged since 1997.
Rates are for informational purposes only and are not financial advice. Provider rates will vary.