Tangem Launches ‘Tangem Pay’: Connecting Hardware Wallets to Global Visa Spending with USDC

Tangem, the cryptocurrency hardware wallet company, has introduced Tangem Pay, a new virtual Visa card that allows users to spend their stablecoins directly at millions of global merchants.

Key Details of the New Payment Solution

• Direct Stablecoin Spending: Developed in partnership with US payment infrastructure company Paera, the card initially supports spending Circle’s USDC stablecoin on the Polygon network.
• Global Acceptance: Once users deposit funds into their Tangem Pay account, they can spend anywhere Visa is accepted, supporting both Apple Pay and Google Pay.
• Initial Rollout: The virtual cards will be issued starting in late November across 42 countries, including the US, major Latin American, and Asia-Pacific markets (like Australia, Japan, Singapore, and Hong Kong). A European launch is slated for 2026.
• Self-Custody vs. KYC: While Tangem is centered around its self-custodial hardware wallet, the Tangem Pay account itself does require KYC (Know Your Customer) compliance, managed by the payment infrastructure provider, Rain. This ensures regulatory compliance without compromising the user’s main, self-custody hardware wallet.
• Regulatory Alignment: The card’s functionality is designed to align with evolving global regulations, including the US GENIUS Act of 2025 (which defines “payment stablecoins” and requires full-reserve backing) and international guidance from bodies like the FSB and FATF.

This launch positions Tangem Pay as a central component of Tangem’s vision to create a comprehensive self-custody crypto ecosystem covering storage, growth, and now, real-world spending.

November 2025, Cryptoniteuae