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Australian Retirement Funds Embrace Crypto

Australia’s A$4.3 trillion retirement system is increasingly integrating cryptocurrency, with major exchanges like Coinbase and OKX now targeting Self-Managed Superannuation Funds (SMSFs). These funds, which make up a quarter of the country’s retirement market, are at the forefront of this shift.

The amount of cryptocurrency held in SMSFs has grown by seven times since 2021, now totaling A$1.7 billion. This growing trend is likely to drive faster regulatory action and could encourage larger, traditional superannuation funds to also consider direct exposure to crypto. This development signals a broader integration of digital assets into mainstream finance.

September 2025, Cryptoniteuae

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Vaibhavv Ali
Vaibhavv Ali

Vaibhavv Ali is the founder and editor of Cryptonite (cryptonite.ae), an independent digital-asset news and analysis publication with a UAE focus. He covers virtual-asset regulation — VARA, ADGM and the UAE Central Bank — alongside real-world-asset tokenization, stablecoins and agentic AI in finance. Every Cryptonite article is human-edited and its sources are linked. He is also a celebrated speaker and host.

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